DEBT COLLECTORS AND DIVORCE
Serving Maryland and Washington,
FREE CONSULTATION* (301) 738-5700
REAL LAWYERS-FOR REAL PEOPLE-WITH REAL PROBLEMS
I AM GOING THROUGH DIVORCE AND CAN'T PAY MY
You are now separated and the bills
are not getting paid. The phone keeps ringing from bill
collectors. You can't keep taking the pressure.
First, try to avoid bankruptcy and use
that remedy as a last resort.
If you are behind in your mortgage,
try calling the lender and working out an alternative payment
arrangement. Most banks don't want to be in the homeownership
business and trying to sell your house.
As for those pesky
debt collectors, there are even ways to deal with them.
Tell them not to call you and if they
continue then send them a certified
letter, return receipt requested
demanding they stop calling. This does
not mean they will stop mailings or
filing suit to collect the debt.
The same type of call applies to your work. If you want
them to stop calling your work place, tell them and if they
persist send a certified letter, return receipt
requested. State agencies may contact your employer for
past child support if they have an order of attachment.
Bill collectors can try to skip trace and find you, but
they cannot discuss your debt or your personal business
with your relatives, neighbors or employer.
They cannot send you false information such a fake Court
document indicating they have obtained a judgment
They can not brow beat you using profanity or abusive
language. They cannot threaten to call your relatives,
employers or friends to ruin your reputation if you
don't pay them.
They cannot impersonate a law enforcement official
and threaten to throw you in jail because you owe
them money. In the 21st century we do not have debtor
prisons and you can't be sent to jail for not paying
your bills and debts. However, you maybe subject to
arrest and go to jail for not paying child support.
You are not required to accept collect calls from bill
You may have both state and federal rights and bill
collectors are subject to laws and penalties.
EXPERIENCED LAWYERS-FOR REAL PEOPLE-WITH REAL
CONSULTATION (301) 738-5700
Maryland criminal defense lawyers,
also serving the District of Columbia and the Nations. Our
Maryland divorce attorneys understand the law to better help
YOU SHOULD REMEMBER THE INFORMATION
THAT YOU READ HERE IS GENERAL IN NATURE AND NOT MEANT TO BE A
SUBSTITUTE FOR SPECIFIC LEGAL ADVICE FROM AN ATTORNEY. ANY
COMPANY MENTIONED IN OUR ARTICLES SHOULD NOT BE TREATED AS A
SPECIFIC RECOMMENDATION OR ENDORSEMENT. THIS INCLUDES ANY BANNER
MAIN OFFICES IN:
ATLANTA & SAN FRANCISCO
equity or refinance?
We accept credit cards***
Telephone Conversation / consultation does not create an
attorney client privilege and is only meant to provide
general information. If you intend to create an attorney
client relationship and privileges you must set an
office appointment. Free consultation does not apply to
employment matters.***Credit card fees may apply.
* Free consultation for
up to 10 minutes by
phone or in person. To be determine by law firm.:
Note: Telephone Conversation / consultation does not create an
attorney client privilege and is only meant to provide general
information. If you intend to create an attorney client relationship
and privileges you must set an office appointment.
offices are separately owned and operated law firms. No other
inference of connection is implied or represented. Law firm does
not assume any responsibility or liability express or implied as
to any other affiliate office.